Ten out of 10:00 with Micah Viana, founder of the Human Integration Lab

Companies are investing huge dollars into AI and robotic solutions, but why are so many of those projects underperforming or failing? In this Ten Out of 10:00 we connect with Micah Viana whose Human Integration Lab is focusing on how your team embraces and adopts these new systems is the make or break, the root of your ROI.

When it comes to furniture, comfort and choice are everything; the same goes for financing. Thanks to our sponsors, you can give every customer a path to purchase. Maximize approvals with promotional financing from Bread Financial, second-look options from Fortiva Retail Credit, and flexible payments from American First Finance – all in a single waterfall, powered by ChargeAfter, the industry-leading platform for point-of-sale financing.


About Bread Financial®

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. 

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.


Fortiva® Retail Credit is a technology-enabled second look point-of-sale consumer credit program issued by The Bank of Missouri. The omnichannel program leverages instant decisioning capabilities, deep underwriting analytics, and a paperless process platform to provide best-in-class retail finance solutions for its clients both in-store and online. This flexible technology platform provides a loan decision to consumers within seconds. Clients in markets such as furniture, big box/specialty retail, flooring, home improvement, HVAC, electronics, elective medical, health and fitness, home automation, and jewelry offer the Fortiva Retail Credit program for second look financing. The Fortiva® Retail Credit program is available throughout the United States, including Puerto Rico and the U.S. Virgin Islands. For more information, please visit https://www.fortivaretailcredit.com.


American First Finance (AFF) is a leading point of sale “shop now, pay later” solutions provider across 26 verticals, including furniture, mattress, auto repair, tire & wheel, elective medical, and more.  Based in Dallas, TX, AFF’s mission is to provide financial solutions that help ordinary people meet their needs and pursue their dreams.  Learn more call 972.992.3560 or visit www.americanfirstfinance.com


ChargeAfter is the industry-leading embedded lending platform for point-of-sale financing. Powered by the largest independent network of lenders, ChargeAfter helps leading brands deliver seamless financing experiences across every customer touchpoint. With broad lender connectivity, omnichannel capabilities, and sophisticated back-end management and analytics, ChargeAfter empowers merchants to increase approvals, enhance customer experiences, and maximize the impact of consumer financing. 

More than a financing platform, ChargeAfter serves as a strategic growth partner helping businesses expand purchasing power, strengthen customer loyalty, and drive long-term growth.

Learn more or book a demo on https://chargeafter.com/ . Follow us on LinkedIn and YouTube

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